Secure Loan

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Features & Benefits of Secure Loan

01
No Collateral Required:

Quick Secure loans don’t require collateral, making them accessible and risk-free.

02
Flexibility in Usage:

Use funds for debt consolidation, home improvement, medical expenses, etc.

03
Customizable Tenure Period:

Choose repayment tenure based on financial situation.

04
Quick Approval:

Instant approval systems help borrowers receive funds quickly.

05
Minimal Documentation:

Basic identification and income proof are required.

06
Fast Disbursement:

Approved loans get disbursed quickly for urgent financial needs.

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Eligibility Criteria for Secure Loan

Secure Loan
Feature Details
Amount Up to 1 Crore
Loan Tenure 4 to 5 Years
Low-Interest Rates Starting from 10%* p.a.
Eligibility Criteria 21-65 Years
Loan Disbursal Loan Disbursal in just 3-4 Business Days.

Overview

Secure Loan
Feature Details
Loan Amount Up to ₹1 Crore
Loan Tenure 4 to 5 Years
Interest Rates Starting from 10%* p.a.
Eligibility Criteria 21-65 Years
Loan Disbursal Within 3-4 Business Days

1

EMI

On a specific date, the borrower makes an instalment payment to a lender. The EMI amount remains constant throughout the loan term.

2

A Foreclosure

Foreclosure means a method of paying off the entire unpaid loan amount before the due date comes around. A Secure loan typically has a lock-in term after which you can opt to foreclose the remaining debt and repay the total loan amount. However, we normally suggest you to foreclose your debt when you have some extra income.

3

Part Prepayment

Part-prepayment allows you to repay a portion of your loan via multiple EMIs. This is an easy approach to reduce your interest payable. Your part-prepayment amount is taken from your outstanding principal as of the month in which you make the prepayment. If you have extra cash and wish to utilize it to pay off anything, you might choose a part-prepayment option.

4

Bullet Payout

The borrower is required to pay interest every month. At the end of the term, the entire principal amount will be repaid in one large payment. You can also make part payments on your loan at no additional cost.